7 banks and brokers offering sign-up bonuses in 2025

If you’re looking for opportunities to earn bonuses when opening a bank or brokerage account, 2025 brings numerous attractive offers. Many banks and brokerage firms are running promotional bonus programs for new customers who meet specific requirements. Below is a list of the seven best institutions offering sign-up bonuses this year.

1. Bank of America – Receive $200

Bank of America is offering a $200 bonus to new customers who open a Bank of America Advantage Fundamentals account. This is an excellent opportunity for those looking to experience modern digital banking services.

To qualify for the bonus, you must open an account and make a direct deposit of at least $5,000 within 30 days of account activation. Once the requirement is met, the $200 bonus will be credited to your account within 60 days.

Customers participating in this program will have access to online banking, the mobile app, and Bank of America’s nationwide ATM network. This ensures you can manage your personal finances anytime, anywhere, without needing to visit a physical branch.

Note: This offer is only available to new customers and is valid until December 31, 2025.

2. Chase – Receive $300

Chase is currently offering a $300 bonus for new customers who open a Chase Total Checking account. This is one of the most valuable promotions from major U.S. banks.

To qualify for this bonus, you must open an account and make a minimum direct deposit of $500 within 90 days. The direct deposit must be a valid electronic transaction, such as payroll, pension benefits, or government assistance. Transfers between individuals, such as Zelle transactions, do not count as qualifying direct deposits.

Once the requirement is met, Chase will automatically credit the $300 bonus to your account.

Note: This promotion is valid until April 16, 2025, so consider opening an account soon to take advantage of the offer.

3. US Bank – Receive $500

US Bank is offering an attractive promotion for new business customers who open a Silver Business Checking account. If you meet the requirements, you will receive a $500 bonus.

To qualify, you need to deposit at least $5,000 into the account within 30 days of opening. This balance must then be maintained continuously for the next 60 days. Additionally, you are required to complete at least 5 valid transactions, which may include online bill payments, debit card purchases, or mobile check deposits via the bank’s app.

Once you meet these requirements, the $500 bonus will be credited directly to your account within 30 days. This offer is valid until March 31, 2025, so take advantage of this opportunity to receive the attractive reward.

4. Citibank – Receive $325

Citibank is offering a promotion for new customers who open a Citi Checking account. By completing the necessary steps, you will receive a $325 bonus.

To qualify, you must open a Citi Checking account with Enhanced Direct Deposits. Then, within the first 90 days, you must complete at least two enhanced direct deposit transactions, with a total value of at least $3,000.

Once the requirements are met, Citibank will automatically deposit $325 into your account within 30 days. This promotion ends on July 7, 2025, so make sure to sign up now to avoid missing out on the reward.

5. Robinhood – Get free stocks worth up to $200

Robinhood, the online trading platform for stocks and cryptocurrencies, is running an attractive promotion for new customers. When you sign up and get your brokerage account approved, you will immediately receive one free stock.

Once you receive the stock, you can choose to hold it or sell it after two days. Each customer can only receive one free stock in this program. The value of the stock ranges from $2.50 to $200. However, according to Robinhood statistics, the chances of receiving a stock worth $50 to $200 are only around 1%, while most users will receive stocks valued from $2.50 to $10.

This promotion has no expiration date, so you can participate at any time without worrying about the deadline. There is no minimum deposit requirement, making it easy for you to experience the Robinhood trading platform.

6. PNC – Earn up to $400

PNC is offering an attractive promotion for new customers who open a Virtual Wallet account. The program allows you to receive a bonus of up to $400, depending on the account type you choose.

The Virtual Wallet combines checking and savings accounts, providing flexible financial management on a digital platform. The bonus amount depends on the specific account package:

• Open a Standard Virtual Wallet and receive $100 when you have a total direct deposit of at least $500.
• If you sign up for the Performance Spend Virtual Wallet, the bonus increases to $200 when you have a total direct deposit of $2,000 or more.
• For the Performance Select Virtual Wallet, you will receive $400 when you achieve a total direct deposit of at least $5,000.

To qualify for the bonus, direct deposits must be made within 60 days of account opening. PNC will deposit the bonus into your account once the requirements are met. This offer ends on March 31, 2025, so act quickly to take advantage of this opportunity.

7. Wells Fargo – Collect $525

Wells Fargo is currently offering a $300 bonus for new customers who open an Everyday Checking account. The promotion runs until April 16, 2025, providing an excellent opportunity for those who want to experience Wells Fargo’s banking services.

You can start with a balance as low as $25, but to qualify for the bonus, you need to make a minimum deposit of $1,000 within 90 days of account opening. This amount must be maintained continuously during the first 90 days.

Once the conditions are met, Wells Fargo will automatically deposit $300 into your account within 30 days. This is one of the most attractive offers currently available for new customers who want to experience Wells Fargo’s digital banking services.

Bank and brokerage reward programs not only help you start trading smoothly but also provide significant financial rewards. Make sure to review the requirements of each program to select the offer that best suits your financial needs. Don’t miss out on this opportunity, as the promotional period is limited.