With the rise of cryptocurrency, crypto credit cards are becoming an increasingly attractive option for those who wish to combine traditional payment methods with cryptocurrency rewards. Two of the most popular crypto credit cards currently are Bitcoin Rewards Upgrade and Brex Crypto.
1. Nexo Crypto credit card
The Nexo Crypto Credit Card stands out as one of the top choices for cryptocurrency holders. This card allows you to use cryptocurrency without the need to sell it, offering attractive interest rates and optimizing personal financial liquidity. With the Nexo Crypto Credit Card, you can enjoy appealing interest rates starting from 0% APR, which can go up to 13.9% APR, depending on your financial situation and needs. Notably, Nexo does not require a minimum monthly payment, annual fees, or inactivity fees—common obstacles for users of traditional credit cards. Nexo provides users with two card options: a virtual card that integrates with Apple Pay and Google Pay, or you can request a physical card for use at retail locations.
With Mastercard support, the Nexo Crypto Credit Card is accepted at over 90 million stores and retailers worldwide, offering maximum convenience when making payments. An additional standout feature of the Nexo card is the ability to withdraw money from ATMs for free up to 10 times per month. Moreover, each transaction made with the card earns cashback rewards—2% in NEXO tokens or 0.5% in BTC—helping to increase the value of your assets. In terms of security, Nexo offers instant transaction tracking, allowing you to stay updated on any spending activity. You can easily change your PIN or freeze the card with just a few clicks through the app, ensuring the utmost safety for your account.
One of the greatest benefits of the Nexo Crypto Credit Card is tax-related. When using cryptocurrency for transactions, most tax authorities require you to pay capital gains tax if there is an increase in value between purchase and spending. However, with the Nexo card, you can spend without liquidating your cryptocurrency, reducing your tax burden and enhancing liquidity without incurring additional tax costs.
2. Bitcoin rewards upgrade credit card
The Bitcoin Rewards Upgrade Credit Card offers an attractive option for cryptocurrency enthusiasts. This card operates similarly to a traditional credit card, but the standout feature is that you earn Bitcoin rewards up to 1.5% for each purchase made after payment, with no limits. As a Visa credit card, the Bitcoin Rewards Upgrade is accepted at most global stores and services. What makes this card special is that it does not charge an annual fee, though you will need to make a minimum monthly payment according to the established payment schedule.
The card’s fixed interest rates and APR range from 14.99% to 29.99%, depending on your credit profile. The credit limit of the card ranges from $500 to $25,000, depending on your credit score. Additionally, this card also offers attractive rewards for new users or those upgrading their product. The Bitcoin Rewards Upgrade card also supports a contactless virtual card and integrates seamlessly with electronic payment services like Apple Pay and Google Pay, enabling quick and convenient payments.
3. Brex crypto credit card
The Brex Crypto Credit Card may not be for everyone, but it is an excellent solution for small businesses seeking a global business credit card with cryptocurrency rewards.
Brex cards are available in both physical and virtual formats and are widely accepted globally. Additionally, the card offers flexible credit limits with a variable APR, along with tools to track spending in real-time and adjust costs easily.
One attractive feature of the Brex card is its rewards system. You earn 1 point for every $1 spent, but if this is your only company card, you can earn even more points, up to 7 points for every $1 spent on services such as ridesharing or taxis.
So, where are the cryptocurrency rewards? Brex cardholders can convert their reward points into Bitcoin or Ethereum. Each 100 points can be exchanged for 70 cents in cryptocurrency, and you can complete this transaction through a Coinbase account.
In addition, new Brex cardholders will receive a special reward—50,000 points when spending $9,000 in the first month, an offer not to be missed.
4. Uphold card
Uphold is a prominent platform offering multi-asset trading solutions, including cryptocurrency, precious metals, and other assets. The Uphold debit card provides several practical benefits, especially for those new to cryptocurrencies. You can use this card to spend directly from your Uphold wallet without worrying about setup fees or annual charges.
The Uphold debit card allows you to spend any currency—whether cryptocurrency or fiat—anywhere in the world. Not only are transactions fee-free, but the card also has no currency conversion fees, helping you save on costs when switching between different currencies while traveling internationally. This offers maximum convenience for frequent travelers who need to exchange currencies regularly.
The Uphold Card also allows users to withdraw cryptocurrency as cash from ATMs. Moreover, the card is fully compatible with Apple Pay and Google Pay, enabling fast payments with your phone or other supported mobile devices.
The Uphold debit card has a daily spending limit of up to $10,000 and allows a maximum of 50 transactions, offering flexibility in usage. However, there is a limit to the rewards you can earn, with a cap of $100 per month.
5. Gemini credit card
The Gemini Credit Card is one of the most attractive options for those who want to earn cryptocurrency rewards. Provided by the Gemini exchange and using the Mastercard payment network, the Gemini card is available in both digital and physical formats, with three different color options, offering variety for users.
With the Gemini Credit Card, you will receive cryptocurrency rewards for your purchases. Specifically, you’ll earn 3% back on dining services, 2% on grocery services, and 1% on all other purchases. Rewards are transferred to your Gemini account immediately after the transaction is completed.
What makes the Gemini Credit Card unique is that you can choose which cryptocurrency you want to receive rewards in. You can switch between cryptocurrencies as many times as you like, from Bitcoin to other digital currencies you believe have strong growth potential.
With its outstanding features and benefits, the crypto credit card offers a fantastic opportunity for users looking to integrate cryptocurrency into their daily transactions. Choosing the right card will help you optimize the benefits from both transactions and rewards.
